Shaping the Future of Embedded Payments
Payfactory specializes in embedded payment facilitation for ISVs and SaaS companies. Our gateway-friendly platform integrates with software systems to deliver seamless payfac with little to no development, so partners minimize integration costs and gain a new revenue stream quickly. Built by payments industry veterans, Payfactory holds to one belief: integrated processing should be simple, frictionless, and fast, with the highest level of security, customer service, and human support.
Payfactory is a Harlow Payments Company
Payfactory is the embedded payments arm of Harlow Payments, a full-service payment solutions company serving thousands of small and midsized businesses across North America. Where Harlow delivers credit card processing and point-of-sale solutions directly to merchants, Payfactory brings that same infrastructure to ISVs and SaaS platforms through flexible, developer-ready embedded payment facilitation. Together we cover the full payment stack, from the terminal on a merchant’s counter to the API powering your software.
Our Team
Payfactory is led by a team of payments veterans with decades of combined experience across processing, security, risk, and partnerships.
Ruston Miles
Executive Chairman
Ruston brings 25 years of payment processing and payment security experience to his role as Executive Chairman, where he works with the board and company executives to align on strategy, shape corporate direction, and drive long-term growth.
Josh Tietsort
Head of Finance
Josh has over 20 years of experience in fintech legal and strategy consulting and oversees Payfactory's corporate strategy, including business development, funding, and growth.
Melissa Migliore
Head of Payfac Operations
Melissa has 19 years of experience in the payments industry. As Head of Payfac Operations, she manages underwriting, boarding, risk management, and back-office operations.
Angela Mayer
Head of Sales and Marketing
Angela has over 23 years of experience in the payments industry and oversees partner revenue generation, sales management, and process leadership for Payfactory's client and partner organizations.
Justin Stanley
Head of Information Technology
Justin is a 16-year technology veteran and the former CTO of TokenEx, bringing deep software development, systems architecture, and executive experience to his role as Head of IT.
Marvin Jones
Head of Strategic Partnerships
Marvin brings 26 years of partnership and executive experience to his role as Head of Strategic Partnerships, where he develops, grows, and expands Payfactory's SaaS, ISV, and ISO partnerships.
Nerino Mayer
Head of Global Channels
Nerino has over 30 years of experience in payments. As Head of Global Channels, he formulates and executes Payfactory's commercial and partnership strategies.
Ready to Get Your Payfactory Going?
Backed by the Harlow Payments team and decades of combined payments experience. Get in touch to find the best payment solution for your platform.