Payment APIs Built by Developers, for Developers

Payfactory adds full payment facilitation to your platform without a rebuild. Bring your own gateway or use ours, board merchants in minutes, and earn revenue on every transaction your merchants process.

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Get Up and Running Fast

Our goal is to get ISVs and SaaS platforms live with payments quickly, so you start generating revenue and meeting customer demand right away. Payfactory boards merchants fast, and a truly embedded experience comes from modern integration points across the onboarding lifecycle. Take control of the merchant application and onboarding through webhooks, or enter new applications directly through the partner portal.

Capabilities

APIs

RESTful APIs for onboarding, transactions, and payouts

Automate the full embedded payment lifecycle, from instant merchant onboarding to real-time transaction processing and payout management.

Webhooks

Webhooks across the onboarding lifecycle

Control the merchant application and onboarding flow programmatically, with event notifications at every stage.

Automation

Automated onboarding, real-time approvals

Payfactory’s automated onboarding flow removes manual steps. Approval decisions are fast, accounts activate automatically, and merchants start processing sooner.

Infrastructure

Battle-tested infrastructure at scale

The same Harlow Payments foundation powering thousands of merchant accounts across North America.

Sandbox

Sandbox access for build and test

Build and validate your integration against a full sandbox environment before you go live.

Docs

Full documentation and developer portal

Comprehensive API docs and a dedicated developer portal so your team can build, test, and ship with confidence.

Talk to Our Developers

Payfactory can provide a custom embedded payment consultation built around the needs of your software system. Get in touch to schedule time with our payments development team.